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moncler jackets men The Advice Trust said that nearly a quarter of those contacting them last year had debts of more than 30,000 (Image: Maskot)Get money updates directly to your inboxSubscribeSee our privacy noticeMore newslettersBusiness Debtline, which offers support to those struggling to keep afloat, said the number of those falling behind on payments is rising year on year.It said that half of the number of small business owners and freelance workers it helped in 2017 had debt totalling or more, with nearly a quarter owing more than With around 15% of the UK workforce now classified as self employed, compared to 12% in 2001, the charity now warns the Government must address the underlying issues holding them back.It said that late payments, low and variable incomes and a lack of essential business management skills are identified as moncler outlet uk some of the key concerns that can lead to financial difficulty moncler outlet and in some cases business failure.The Advice Trust the charity that runs Business Debtline said ministers must push ahead with the new Single Financial Guidance Body to ensure that self employed people are well served when it comes to debt and financial advice as well as pensions.It said more powers for the Small Business Commissioner, including the right to fine persistent late payers and an expanded remit to cover the public sector must be introduced while creditors must extend their work on supporting personal customers to vulnerable people with small businesses.Today’s debt figures come a week after the Budget in which the Chancellor that site announced some key changes for small business owners and freelancers.Philip Hammond cut business rates by a third for all retailers in England with a rateable value of or less, which he claimed would save up to a year for up to 90% of all independent shops, pubs, restaurants and cafRead MoreWinners and losers of the Budget 2019 How it’ll directly affect your money, job, and wagesHowever self employed workers will see their tax bills increase from 2020 as the government has expanded the off payroll working rules, known as IR35, to the private sector.This means contractors such as IT and management consultants who work through their own company but are in practice employed by a third party, will pay the right tax as employees, despite being self employed.»Self employment and small business ownership continues to grow and play a crucial role in driving forward our economy,» explained Joanna Elson OBE, chief executive of the Advice Trust.»While many of these businesses are able to flourish, a growing number are struggling with high levels of debt, putting both their business and personal finances at risk.»Many of the people behind these businesses are in need of advice and information at an earlier stage of their journey. There is support out there but the government needs to do more to proactively champion these opportunities to ensure that these moncler outlet online businesses receive the help they need to succeed,» Elson added.»For those already in difficulty there is some good news with the inclusion of sole traders in the government’s planned Breathing Space scheme. However, too many people with business debts are suffering in silence for too long before seeking advice.»Business Debtline said more than four in 10 of the people it helps cheap moncler jackets sale will wait a year or longer before getting in touch.Last month the Treasury announced plans to increase https://www.moncleroutletssales.com the so called ‘breathing space’ period for those in debt from six weeks to two months.It means those battling debts will have payments and interest frozen while also being protected cheap moncler coats from creditors while they catch up on their finances.»It is crucial that any self employed person or small business owner who is struggling to cheap moncler cope seeks advice as soon as possible,» added Elson.Read MoreTop money storiesallMost ReadMost RecentHMRCMillions of workers are due a Christmas tax rebate but they don’t even know itThousands of workers may be entitled to refunds on uniforms, tools, car mileage and more that they’ve had to pay all year but it’s time to claim it backHouse of Fraser PLCHouse of Fraser Manchester store SAVED, Mike Ashley revealsTheHouseofFraserKendals store in Manchester will no longer close in a move that will save 568 jobs moncler jackets men.